Kid: “You still have an iPhone 4?”
Me: “Yes.”
Kid: “Why don’t you get the 6?”
Me: “Well, kiddo, I don’t have enough money saved to get the 6 right now.”
Kid: “You should get a piggy bank.”
Me: “That’s a smart idea. I have a different kind of bank, they hold my money FOR me.”
Kid: “You let someone ELSE hold your money?”
Me: “Well, yes…”
Kid “Do you KNOW them?”
Me: “No, but…”
Kid: “That does NOT sound responsible. This is probably why you still have a 4.”
Me: “Ok well I’m not going to get into the details of banking, but just trust me that when you’re an adult, having a piggy bank is no longer a responsible way to save your money.”
Kid: “Ok, well. My [11-year-old] sister has a piggy bank and SHE has an iPhone6.”